Explanation Videos

PPLI has the qualities of both insurance and investment. Part of the premium goes to pay for insurance, and the rest is invested. PPLI purchasers are allowed to select from an almost unlimited choice of investment funds and to allocate the assets among those funds. The purchaser has the option of moving money between funds from time to time without additional charges. There is no income tax on the earnings. Income tax-sheltered growth is a main selling point for PPLI policies.